Does AAA charge more for tow insurance if you have old heaps for cars?

Does AAA charge more for tow insurance if you have old heaps for cars?

For years I have frowned upon this service. But now considering it since our cars are getting old. 100K+ miles each. About how much does this cost a year? And do you have to pay a deductible, or do they cover the entire tow? Still don't know if I should break down and consider a service like this. (I'm anti extra insurance on anything) I think Geico (my ins co.) has coverage for this also

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